COVERSTORY

earning...
PowerSaving!   Page1     Page2       Page3
Define objectives, split up your life’s goals, save regularly, and turn your hard-earned thousands into painless crores.
Contents

Filing tax returns
A guide for first-time tax filers to manage their paperwork, understand procedures, and get professional advice.

Researched success
How the Prasads turned the Rs 2 lakh they borrowed to set up a market research agency into Rs 2 crore—in 4 years flat.

investing...
Steady gains of averaging
Invest a fixed sum regularly, get over the stockmarket see-saw, and watch that portfolio grow.

spending...
A dozen dirty devils       Page1    Page2
Don’t let them get in the way of that dream house. A checklist for a hassle-free home.

unwinding...
‘I am not a borrower’  
For Manisha Koirala, money is a means to independence. She is a careful spender, but believes in doing "what you’re comfortable with, because you’ll leave it all behind in any case."

Taxation
An idiot’s guide to filing returns
Like it or not, filing income tax returns is mandatory. And for first-timers, the paperwork and procedure can be quite daunting. But help is at hand.

Winning
Of  M i n d s  &  M o n e y
Love, freedom, research and a kid. How the Prasads did it.

StockStrategy
AVERAGE YOUR WAY TO SUCCESS    Page1    Page2
The Indian small investor gets a valuable tool to make money on the stockmarkets steadily: cost averaging.
Sharew a r e
Red Hot on Blue Chips   Page 1  Page 2
Their prices have begun to flu c t u ate after the promising surge earlier in the ye a r. But t hat shouldn’t put anyone off the top stocks. There’s plenty of steam left in them.

PICK OF THE FORTNIGHT
Windfall Profits, and Risk-Free Too
Investors in MasterPlus, India’s third largest mutual fund, could gain almost 50 per cent by January.
REAL ESTATE
A DOZEN DIRTY DEVILS Page1    Page2
Keep them in mind before you make your life’s biggest investment.

USED CARS
WAIT, WATCH & SAVE RS 25,000
Don't buy a used car now. Prices will drop in December.
SPENDING TIPS
A Question of Timing
Time your purchases carefully and get interest-free credit for longer periods.
MY MONEY
Manisha Koirala
If I don't have the money, I won't spend.