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C:\WINNT\Profiles\Administrator\Desktop\recent\insucrystall.htm
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| LIFE |
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Insurance Life Queries
Outlook Money Team |
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| Sneha Hari asked:
How do I decide how much cover to take? |
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Insurance Life Queries
Outlook Money Team |
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| Suhail Kidwai asked: From when does a cover come into effect? |
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Birla Supreme Life
Sunil Dhawan |
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| Front-end costs are lower in this Ulip, but look out for other charges as well |
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Back to tradition
Sunil Dhawan |
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| Aviva launches traditional plan with guarantees |
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Automatic Insurance Plan
Sunil Dhawan |
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| A life cover that invests in the market while keeping your risk profile in mind |
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Met Smart Plus
Sunil Dhawan |
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| Its premature redemption penalty is a double-edged sword |
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Queries Insurance
Outlookmomey Team |
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| Pallavini Shrivastava asked: I want to insure the life of my two-year-old son. Should I take a policy in his name or mine? |
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Insurance: Life Queries
Outlookmoney Team |
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| Ragini Malhotra asked: Can the proceeds of a policy be protected against creditor’s claims in the event of the insolvency of a policyholder? |
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Insurance Life Queries
Outlook Money Team |
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| Manik Godbole asked: What is critical illness benefit rider? Is it better... |
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| OTHERCOVERS |
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Life Maker Premium
Sunil Dhawan |
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| Max New York Life’s recently launched Ulip gives you the all-equity option |
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Covers just a click away
Sunil Dhawan |
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| Shopping for insurance online is the way to go, especially if you need general insurance. Here you can compare various deals in the market to choose the one best suited to you |
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SBI Unit Plus II
Nikhil Menon |
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| This Ulip is aimed at long-term investors looking for higher fund values |
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Leave your worries behind
Bridget S. Leena |
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| Get travel insurance to ensure safe holidays |
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LONG-LASTING CARE
Bridget S. Leena |
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| National Insurance launches Varishtha Mediclaim |
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No kidding: covers for the big days
Sree Ram R. |
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| Insurance policies can be used to provide much-needed funds for children’s education, marriage, or other big needs. But they come with a big price tag |
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| OTHERQUERIES |
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Insurance General Queries
Outlook Money Team |
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| Amaresh Singh asked: What is the basis of valuation of a car for the purpose of insurance? |
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Insurance General Queries
Outlook Money Team |
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| Parmeshwar Prasad asked: My car was badly damaged... |
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Insurance General Queries
Outlook Money Team |
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| Raghu Rao asked: I want to take a mediclaim cover for my family. Which policy should I go for? |
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Insurance General queries
Outlook Money Team |
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| Revati Raman asked: How do claims get settled under a family floater mediclaim policy? |
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Insurance General Queries
Outlook Money Team |
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| S.N. Singh asked: Please suggest a policy to cover risks involved in bee farming. |
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Insurance General Queries
Outlook Money Team |
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| Sonali Arora asked: I have a householder’s policy. I recently bought a washing machine. Should I include it under the policy while it is under full warranty? |
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| HEALTH |
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Take the bite out of medical bills
Sunil Dhawan, Anagh Pal and Bridget S. Leena |
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| Insurance strategies to cope with the rising cost of healthcare |
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Part of the Solution or Part of the Problem?
Bridget S. Leena |
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| You may think that all will be well because you have a cashless settlement mediclaim policy. But, that’s not so. From pain-killers, they can easily turn into pain-givers |
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Put a premium on yourself
Sree Ram R. |
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| Urban India moves from disease to lifestyle-related ailments that could need a stay in a hospital. With rising healthcare costs, medical insurance is critical for you. |
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Getting old? Time to run for cover
Vishal Chhabria |
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| The elderly are finding it increasingly difficult to buy health insurance. We take a look at options for medical cover available after the age of 55, when you need it the most |
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| INSURANCEALERT |
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Detariffing Effect
Bridget S. Leena |
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| While the costs of auto and home covers have gone down, that of health cover has gone up |
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Cover for the Diabetics
Bridget S. Leena |
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| Finally, two insurers are offering this in India. There are more in the offing. But does it really make sense to buy? |
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Guarantees, but with strings and trade-offs
Sunil Dhawan |
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| Insurers are providing Ulips with guarantee on premiums and returns. Before you invest, know what to expect |
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Investor alert: beware of Ulip mis-selling
Sunil Dhawan |
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| Many LIC employees and agents are projecting Ulip Money Plus as a high assured return product. With the misconduct already under Irda scanner, it’s time that the watchdog recalled the product |
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Ensure you are insured for Diwali
Sree Ram R. |
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| Amid the festivities, we often tend to ignore the risks involved. Sree Ram R. advises us to be wary and suggests insurance policies we can opt for to cover all possible damage |
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| ACCIDENT |
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Safe in the skies
Nikhil Menon |
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| Tata AIG, SpiceJet announce travel insurance plan |
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Covers that lessen the pain of mishaps
Sree Ram R. |
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| An accident is often a double-whammy—the physical pain is aggravated as you have to spend on treatment at a time when your income too is hit. A cover takes the financial sting out. |
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| AUTOMOBILE |
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No Child's play
Shruti Kohli |
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| Insurance firm told to cover unborn child |
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Take the right turn for low premiums
Bridget S. Leena |
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| Being a high-value asset, a car needs a comprehensive cover to protect you financially from mishaps. With premiums to be de-tariffed soon, auto insurance is set to change |
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The Road to Prudence
Pankaj Anup Toppo with Puneet Wadhwa |
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| A recent ruling raises the stakes in motor accident cases. Are you sufficiently covered? |
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How to Make Your Claim Stick
Pankaj Anup Toppo |
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| An accident is bad enough. Save yourself the double whammy of a rejected claim. |
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Smooth Rides
Narayan Krishnamurthy |
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| Hero Honda and National Insurance have tied up to offer cashless settlement for Hero Honda bike owners. |
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| NEWSBRIEFS |
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Cheap routes to insurance
Bridget S. Leena |
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| Detariffing has made some insurance sectors cheaper. But, has hit some others. So, check what’s on offer before buying a policy |
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Status quo
Bridget S. Leena |
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| LIC will still enjoy sovereign guarantee |
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Cure for capers
Sree Ram R. |
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| AUM may change sales practices of life insurance |
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Happy Holidays
Vatsala Kamat |
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| Cholamandalam General Insurance has launched a cover specially for travellers. |
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A Giant Wakes Up
Vishal Chhabria |
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| Future Plus is LIC’s new unit-linked pension plan. Should you buy? |
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| HOUSING |
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Home alone: small price to pay for big benefits
Bridget S. Leena |
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| It often takes a lifetime of effort to acquire a home—your largest asset. So, once you have it, you need to protect it and its contents. Luckily, home covers are quite affordable. |
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How to Buy It
Narayan Krishnamurthy |
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| Getting the right covers is all about a few neat tricks... |
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